# Cash Reserve Ratio Commercial banks have to mandatorily keep a certain minimum amount of deposits as reserves with RBI. The percentage of cash that is to be kept this way is called the cash reserve ratio. This money can’t be used for lending or for investment. Nor do the banks receive any interest on this amount. The cash is kept only to make sure that there is money available to banks to deal with any emergencies. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://www.logeshpaul.com/wiki/finance/cash-reserve-ratio.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.